Skip to content
Skip to content
United Financial Mortgage Logo
  • Home
  • Purchase
  • Refinance
  • Calculator
  • ResourcesExpand
    • Loan Programs
    • Loan Process
    • Online Forms
    • FAQs
    • About Us
    • Loan Officers
  • Contact Us
  • Blog
Facebook X Instagram Linkedin Pinterest TikTok YouTube
United Financial Mortgage Logo

About Us

Welcome to United Financial Mortgage!

Making Your Mortgage Easy!

At United Financial Mortgage, we utilize the latest technology to make your mortgage experience as easy as possible. You can take an application right from our website, and you will have your own secure login to our site that allows you to see the status of your loan anytime. 

Not only do we provide a wide assortment of mortgage programs and solutions, but we also shop multiple lending partners for you, so you don’t have to, saving you time and money. 

Plus, we are backed by a full-time processing staff that delivers white-glove service and will always keep you updated on the status of your loan.

We work at your pace. So, we are always ready to go as fast or as slow as you need us to!

United Financial Mortgage, LLC
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court Mechanicsville, VA 23111
Company NMLS #: 1385249
(https://nmlsconsumeraccess.org)
www.ufmmortgage.com


      

A picture of Brandy Cregger, Mortgage Loan Originator at United Financial Mortgage.

Brandy Cregger is a Mortgage Loan Originator at United Financial Mortgage, LLC. She joins the team after working for several years at VCU Health in multiple roles. She has also worked as a talent agent and a model. She now helps first-time homebuyers and veteran homebuyers alike to find the best loan options available to them, including low rates, costs, and monthly payments within a large range of loan programs. She believes in providing the best quality service to her clients while utilizing some of the latest technology the industry has to offer. Contact Brandy today, so she can help find the perfect mortgage for you!

      

Brandy Cregger, Mortgage Loan Originator                                     
Cell Phone: (804)-704-1239
Email: bcregger@ufmmortgage.com
Individual NMLS # 12595931
(https://nmlsconsumeraccess.org)


      

A profile picture of Justin Ballard, Owner/Broker of United Financial Mortgage.

Justin Ballard is the owner/operator of United Financial Mortgage, LLC. He has fifteen years in the mortgage industry which has spanned almost every facet including originating, processing, underwriting, closing, funding, post-closing, sales, training, recruitment, and management. He is driven to provide the latest technology, white-glove service, and a wide array of mortgage programs, all while finding low rates, costs, and monthly payments for his clients.

      

Justin Ballard, Owner/Broker                                      
Cell Phone: (804)-814-1168
Email: jballard@ufmmortgage.com
Individual NMLS # 1123711
(https://nmlsconsumeraccess.org)

United Financial Mortgage, LLC
Making Your Mortgage Easy
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court
Mechanicsville, VA 23111
Individual NMLS #: 1123711
Company NMLS #: 1385249

(https://nmlsconsumeraccess.org)

www.ufmmortgage.com

Legal Disclaimer

Facebook X Instagram Linkedin Pinterest TikTok YouTube
  • Privacy Policy

© 2025 United Financial Mortgage, LLC

  • Home
  • Purchase
  • Refinance
  • Calculator
  • Resources
    • Loan Programs
      • Conventional Mortgages
      • FHA Mortgages
      • VA Mortgages
      • USDA Mortgages
      • Reverse Mortgages
    • Online Forms
    • FAQs
    • About Us
  • Contact Us
  • Blog