Who we are
Our website address is: https://ufmmortgage.com.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Mortgage-specific Privacy Policy
At United Financial Mortgage, LLC, we take your privacy seriously. We have a policy and procedure in place to protect each applicant’s confidentiality and their non-public, personal information.
In the process of helping our clients obtain a loan, we gather non-public, personal information from them. That includes information provided on the application or other forms, over the phone, face-to-face, and via the Internet.
Such information may include your name, address, phone number, social security number, credit history, and other financial information.
We may also obtain information pertaining to transactions with us or others, including payment histories, account balances, and account activity.
We also may obtain information from a consumer reporting agency (CRA), including credit scores, credit reports, and other information that helps build your credit profile.
Additionally, we may gather information from your current and past employers, including verifications of employment, income, and/or deposits.
However, any personal information we obtain on your behalf will be used solely for the purpose of assisting you with obtaining a mortgage loan. We will not provide such information to any other party other than when such information is necessary for disclosure purposes required by law.
When you, the client, submit information on our website, you agree to the terms above.
Your data will be protected with confidentiality by utilizing compliance from all our employees to protect your data and keep it confidential.
We, at United Financial Mortgage, LLC, do not sell your information to any party.
From time to time, we may send you communications over email, phone, or text related to information or programs that may be beneficial to you. Additionally, we may send updates on your loan’s application up to closing and beyond. You have the right to opt-out of any marketing or promotional communications by clicking the link provided in such material, marked unsubscribe.
It should be noted that our website may contain links to other website links that are not governed by this specific privacy policy.
We reserve the right to amend (delete, add, or change) the terms of this Privacy Policy from time to time.