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Author: Justin Ballard

Justin Ballard is the owner/operator of United Financial Mortgage, LLC. He has fourteen years in the mortgage industry which has spanned almost every facet including originating, processing, underwriting, closing, funding, post-closing, sales, training, recruitment, and management. He is driven to provide the latest technology, white-glove service, and a wide array of mortgage programs, all while finding the lowest rates and fees for his clients. Justin Ballard, Owner/Broker Cell Phone: (804)-814-1168 Email: jballard@ufmmortgage.com Individual NMLS # 1123711 (https://nmlsconsumeraccess.org)
A mother sitting with her two kids and her dog on their couch while the little girl is playing on her phone.
Mortgages

Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase

ByJustin Ballard January 24, 2024May 8, 2025

Owning a home is a significant milestone, but the path to homeownership often comes with its fair share…

Read More Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home PurchaseContinue

A happy couple in the park with their son. Dad is holding a soccer ball.
Mortgages

Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying

ByJustin Ballard January 17, 2024May 8, 2025

Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a…

Read More Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After ApplyingContinue

A group of friends (3) hanging out on the front steps of a building. One has their phone. Another has their laptop.
Mortgages

Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage

ByJustin Ballard January 10, 2024May 8, 2025

Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your…

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Man popping Champagne bottle with this family in the background at new home build site.
Mortgages

Smart Moves in New Builds: Your Guide to Successful Home-Buying

ByJustin Ballard January 3, 2024October 27, 2024

Buying a new construction home is like diving into a world of possibilities and dreams, but if you…

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United Financial Mortgage, LLC
Making Your Mortgage Easy
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court
Mechanicsville, VA 23111
Individual NMLS #: 1123711
Company NMLS #: 1385249

(https://nmlsconsumeraccess.org)

www.ufmmortgage.com

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