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Mortgages

Blog posts about mortgage-related topics.

Locking In Your Mortgage Rate: Why and When to Lock it
Mortgages

Locking In Your Mortgage Rate: Why and When to Lock it

ByJustin Ballard August 21, 2024March 18, 2025

When you’re on the path to buying a home, one of the most important decisions is whether to…

Read More Locking In Your Mortgage Rate: Why and When to Lock itContinue

Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Mortgages

Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing

ByJustin Ballard August 14, 2024February 2, 2025

Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you,…

Read More Understanding Inflation: What It Means for Homebuyers and Those Considering RefinancingContinue

Busting the Biggest Myths About Buying a Home in 2024
Mortgages

Busting the Biggest Myths About Buying a Home in 2024

ByJustin Ballard August 7, 2024October 27, 2024

As your local mortgage professionals, we’ve seen many misconceptions floating around that can make the already complex process…

Read More Busting the Biggest Myths About Buying a Home in 2024Continue

Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
Mortgages

Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained

ByJustin Ballard July 31, 2024November 3, 2024

A second mortgage is a loan taken out against the value of your home, in addition to your…

Read More Is a Second Mortgage Right for You? The Benefits and Pitfalls ExplainedContinue

New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Mortgages

New vs. Existing: Why a Newly Built Home Could Be the Better Deal

ByJustin Ballard July 24, 2024October 27, 2024

If you’re looking for a new home, you might want to give newly built homes a closer look….

Read More New vs. Existing: Why a Newly Built Home Could Be the Better DealContinue

Navigating Refinance Appraisals with Confidence
Mortgages

Navigating Refinance Appraisals with Confidence

ByJustin Ballard July 17, 2024October 27, 2024

Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the…

Read More Navigating Refinance Appraisals with ConfidenceContinue

Tax Deductibility of Home Equity Loans in 2024
Mortgages

Tax Deductibility of Home Equity Loans in 2024

ByJustin Ballard July 10, 2024December 8, 2024

Home equity loans have long been a popular financing option for homeowners looking to tap into the value…

Read More Tax Deductibility of Home Equity Loans in 2024Continue

Is Your Dream Neighborhood in a Buyer’s Market? Here’s How to Find Out
Mortgages

Is Your Dream Neighborhood in a Buyer’s Market? Here’s How to Find Out

ByJustin Ballard July 3, 2024November 3, 2024

Deciding to buy a home goes beyond just finding the ideal location—it’s about understanding how specific neighborhoods can differ…

Read More Is Your Dream Neighborhood in a Buyer’s Market? Here’s How to Find OutContinue

A mom reading a book to her little girl.
Mortgages

Understanding Your FICO Score: Key to Better Home Loan Rates

ByJustin Ballard June 26, 2024October 27, 2024

Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you’re not…

Read More Understanding Your FICO Score: Key to Better Home Loan RatesContinue

A father painting a dollhouse with his daughter standing on a stool.
Mortgages

The Biggest Mistakes Potential Homebuyers Are Making Right Now

ByJustin Ballard June 19, 2024December 8, 2024

Homeownership remains a cornerstone of the American dream, but navigating today’s market presents unique challenges. With higher mortgage…

Read More The Biggest Mistakes Potential Homebuyers Are Making Right NowContinue

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United Financial Mortgage, LLC
Making Your Mortgage Easy
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court
Mechanicsville, VA 23111
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