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Welcome to Our Blog Page

A brief read about timely mortgage-related topics. 

  • Mortgages

Locking In Your Mortgage Rate: Why and When to Lock It

Justin Ballard August 21, 2024

When you’re on the path to buying a home, one of the most important decisions is whether to lock in

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Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing

Justin Ballard August 14, 2024

Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if

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Busting the Biggest Myths About Buying a Home in 2024

Justin Ballard August 7, 2024

As your local mortgage professionals, we’ve seen many misconceptions floating around that can make the already complex process of buying

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Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained

Justin Ballard July 31, 2024

A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage.

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New vs. Existing: Why a Newly Built Home Could Be the Better Deal

Justin Ballard July 24, 2024

If you’re looking for a new home, you might want to give newly built homes a closer look. Contrary to

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Navigating Refinance Appraisals with Confidence

Justin Ballard July 17, 2024

Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of

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Tax Deductibility of Home Equity Loans in 2024

Justin Ballard July 10, 2024

Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their

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Is Your Dream Neighborhood in a Buyer’s Market? Here’s How to Find Out

Justin Ballard July 3, 2024

Deciding to buy a home goes beyond just finding the ideal location—it’s about understanding how specific neighborhoods can differ from national

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A mom reading a book to her little girl.

Understanding Your FICO Score: Key to Better Home Loan Rates

Justin Ballard June 26, 2024

Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you’re not alone. A

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A father painting a dollhouse with his daughter standing on a stool.

The Biggest Mistakes Potential Homebuyers Are Making Right Now

Justin Ballard June 19, 2024

Homeownership remains a cornerstone of the American dream, but navigating today’s market presents unique challenges. With higher mortgage rates, rising

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