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Welcome to Our Blog Page

A brief read about timely mortgage-related topics. 

  • Mortgages
An elegant kitchen with wood floors, and island with chairs, and stainless steel appliances.

Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home

Justin Ballard June 12, 2024

Buying your first home is an exciting milestone, but it can also be a minefield of hidden costs and unexpected

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A storage unit with wicker baskets, two shelves above it, a fur rug, and a crib.

Understanding Hazard Insurance: What Homeowners Need to Know

Justin Ballard June 5, 2024

Owning a home comes with various responsibilities, one of which is ensuring that the property is adequately insured. A common

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A large house on top of a hill with a three-car garage.

Tips for Buying a Home at a Lower Cost

Justin Ballard May 29, 2024

While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you

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A mother and father at the foot of a bed looking at their toddler daughter on the floor, playing.

9 Home-Buying Myths Debunked – Don’t Fall for These Common Traps!

Justin Ballard May 22, 2024

When it comes to buying a home, there’s no shortage of advice from well-meaning friends, family, and social media. But

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And outdoor placement setting on a wooden table on a warm day.

Understanding the Differences Between Mortgage Insurance and Homeowners Insurance

Justin Ballard May 15, 2024

New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners

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A one-story home with two gables and a two-car garage.

5 Ways You Might Actually Be Sabotaging Your Home-Buying Efforts

Justin Ballard May 8, 2024

With the housing market heating up, it’s like a battlefield out there, with buyers scrambling to claim their dream homes.

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A one-story home with a for sale sign in the yard.

Why You Need a Real Estate Agent When Buying a Home

Justin Ballard May 1, 2024

In today’s digital world, buying just about anything is as simple as a few clicks. But when it comes to

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A one-story home with a one-car garage and a green front yard.

Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans

Justin Ballard April 24, 2024

When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let’s break

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A family cooking together in the kitchen.

Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?

Justin Ballard April 17, 2024

Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the

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A sunken living room with three steps.

Balancing Act: The Art of Compromise in Home-Buying

Justin Ballard April 10, 2024

When it comes to buying a home, it’s often said that it’s all about location, location, location. However, compromises are

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