Skip to content
Skip to content
United Financial Mortgage Logo
  • Home
  • Purchase
  • Refinance
  • Calculator
  • Resources
    • Loan Programs
    • Loan Process
    • Online Forms
    • FAQs
    • About Us
    • Loan Officers
  • Contact Us
  • Blog
  • Home
  • Purchase
  • Refinance
  • Calculator
  • Resources
    • Loan Programs
    • Loan Process
    • Online Forms
    • FAQs
    • About Us
    • Loan Officers
  • Contact Us
  • Blog
Facebook Twitter Instagram Linkedin Pinterest Tiktok Youtube

Welcome to Our Blog Page

A brief read about timely mortgage-related topics. 

  • Mortgages
Living room with two white sofas and a glass coffee table.

Navigating Home-Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid

Justin Ballard April 3, 2024

Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions.

Read More
A custom kitchen with double ovens, a stainless steel stove hood, and recessed lighting

Don’t Wait Another Minute: Here’s Why Now Is the Perfect Time to Buy Your Dream Home!

Justin Ballard March 27, 2024

Is it a good time to buy a home? That’s the question many prospective buyers are pondering. The decision to

Read More
A colonial home with blue siding and a garage.

Second Time’s the Charm: Navigating Your Next Home Purchase

Justin Ballard March 20, 2024

So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As your local

Read More
Two older women with gray hair celebrating with wine glasses and a white cake.

The Smart Path to Downsizing: Making the Most of Your Retirement

Justin Ballard March 13, 2024

As retirement approaches, ensuring financial stability becomes a top priority for many individuals. Downsizing to a smaller home emerges as

Read More
A happy couple holding their newborn baby in front of the ocean.

“When Should I Consider a Cash-Out Refi?”

Justin Ballard March 6, 2024

So, you’re a homeowner. Maybe you’ve been in your cozy abode for a while now, or perhaps you’re just starting

Read More
A happy couple, where a man carries his girlfriend on his back.

Mortgage Partnership: The Power of Co-Signing on a Mortgage

Justin Ballard February 28, 2024

If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point. But what

Read More
A living room with large windows, a fireplace, and a TV.

Navigating Home Inspections: A Buyer’s Guide to Uncovering Hidden Issues

Justin Ballard February 21, 2024

Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first

Read More
A picture of a mother overlooking her daughter drawing.

Mastering Your Mortgage Journey: The Importance of the FICO Score 8

Justin Ballard February 14, 2024

Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among

Read More
A mother holding her son. Both are smiling.

Navigating the New Norms: 4 Rules for Home-Shopping in Today’s Market

Justin Ballard February 7, 2024

If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s

Read More
A mother cooking with her child. The little boy is taking a bite.

How Declining Mortgage Rates Are Changing the Real Estate Landscape

Justin Ballard January 31, 2024

The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there’s an intriguing ripple effect

Read More
Load More

Join Our Newsletter to Stay Updated

Equal Housing Opportunity Logo

United Financial Mortgage, LLC
Making Your Mortgage Easy
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court
Mechanicsville, VA 23111
Individual NMLS #: 1123711
Company NMLS #: 1385249

(https://nmlsconsumeraccess.org)

www.ufmmortgage.com

NMLS Logo

Legal Disclaimer

Facebook Twitter Instagram Linkedin Pinterest Tiktok Youtube

Privacy Policy

© 2025 United Financial Mortgage, LLC