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Mortgages

Blog posts about mortgage-related topics.

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Mortgages

Navigating Home-Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid

ByJustin Ballard April 3, 2024January 19, 2025

Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and…

Read More Navigating Home-Buying with Elevated Mortgage Rates: 10 Mistakes to AvoidContinue

A custom kitchen with double ovens, a stainless steel stove hood, and recessed lighting
Mortgages

Don’t Wait Another Minute: Here’s Why Now Is the Perfect Time to Buy Your Dream Home!

ByJustin Ballard March 27, 2024February 2, 2025

Is it a good time to buy a home? That’s the question many prospective buyers are pondering. The…

Read More Don’t Wait Another Minute: Here’s Why Now Is the Perfect Time to Buy Your Dream Home!Continue

A colonial home with blue siding and a garage.
Mortgages

Second Time’s the Charm: Navigating Your Next Home Purchase

ByJustin Ballard March 20, 2024February 2, 2025

So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As…

Read More Second Time’s the Charm: Navigating Your Next Home PurchaseContinue

Two older women with gray hair celebrating with wine glasses and a white cake.
Mortgages

The Smart Path to Downsizing: Making the Most of Your Retirement

ByJustin Ballard March 13, 2024February 9, 2025

As retirement approaches, ensuring financial stability becomes a top priority for many individuals. Downsizing to a smaller home…

Read More The Smart Path to Downsizing: Making the Most of Your RetirementContinue

A happy couple holding their newborn baby in front of the ocean.
Mortgages

“When Should I Consider a Cash-Out Refi?”

ByJustin Ballard March 6, 2024February 16, 2025

So, you’re a homeowner. Maybe you’ve been in your cozy abode for a while now, or perhaps you’re…

Read More “When Should I Consider a Cash-Out Refi?”Continue

A happy couple, where a man carries his girlfriend on his back.
Mortgages

Mortgage Partnership: The Power of Co-Signing on a Mortgage

ByJustin Ballard February 28, 2024February 23, 2025

If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point….

Read More Mortgage Partnership: The Power of Co-Signing on a MortgageContinue

A living room with large windows, a fireplace, and a TV.
Mortgages

Navigating Home Inspections: A Buyer’s Guide to Uncovering Hidden Issues

ByJustin Ballard February 21, 2024March 2, 2025

Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect…

Read More Navigating Home Inspections: A Buyer’s Guide to Uncovering Hidden IssuesContinue

A picture of a mother overlooking her daughter drawing.
Mortgages

Mastering Your Mortgage Journey: The Importance of the FICO Score 8

ByJustin Ballard February 14, 2024March 9, 2025

Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a…

Read More Mastering Your Mortgage Journey: The Importance of the FICO Score 8Continue

A mother holding her son. Both are smiling.
Mortgages

Navigating the New Norms: 4 Rules for Home-Shopping in Today’s Market

ByJustin Ballard February 7, 2024March 16, 2025

If you’ve been holding off on buying a house because of mortgage rates, it might be time to…

Read More Navigating the New Norms: 4 Rules for Home-Shopping in Today’s MarketContinue

A mother cooking with her child. The little boy is taking a bite.
Mortgages

How Declining Mortgage Rates Are Changing the Real Estate Landscape

ByJustin Ballard January 31, 2024May 8, 2025

The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there’s an intriguing…

Read More How Declining Mortgage Rates Are Changing the Real Estate LandscapeContinue

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United Financial Mortgage, LLC
Making Your Mortgage Easy
(A licensed company with the Virginia SCC. License number: MC-5952.)
6955 Henrietta Court
Mechanicsville, VA 23111
Individual NMLS #: 1123711
Company NMLS #: 1385249

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